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Printed by user 2010.09.08

Deposit Plus 1/2004 additional interest is 10 %

13.04.2004

The sales period of Deposit Plus 1 ended on 31 March.

The deposit is tied to the shares of the UPM Kymmene, Canon and IMB. The reference prices of these shares were fixed on 5 April at the levels:

Canon

5450 YEN

IBM

94,18 USA

UPM Kymmene

15,50 EUR

The sales period of these deposits is always 2 month.

The sales period of Deposit Plus 2 is from 1 April until 31 May 2004. The deposit has a two-year term and minimum deposit amount is 1000 euros. A 0,5 % fixed annual interest is paid to the deposit. If upon maturity of the deposit period the price of the three shares tied to the deposit is the same or higher than on 3 June 2004, the bank shall pay an additional interest of 7- 11 % upon maturity, giving an annual productivity of 4-6%.

Deposit Plus 2/2004 is tied to the UPM Kymmene, Toshiba and General Motors shares.

Read more about Deposit Plus 2/2004.