Maestro Debit Card

Whether you have a company or are self-employed, our convenient Maestro Debit Card lets you use the money on your current account to make card payments or get cash both in Estonia and abroad. The Maestro Debit Card is really easy and convenient to use.
  • In Estonia you can use your Maestro Debit Card in all ATMs, shops and service centres that have the Maestro logo.
  • When you go abroad you can do the same but look for the Maestro or Cirrus logo.
  • Having a debit card means you don’t have to spend all your time looking for places to exchange currency when you are travelling as you can use your card to pay for your shopping or get cash in the local currency from ATMs.
What your Maestro Debit Card gives you.
  • The card is accepted in millions of shops around the world and it is really easy and convenient to use.
  • In Estonia you can pay with the card in all shops that have the Maestro logo and you can also use it abroad in shops that have the Cirrus logo.
  • You can get cash from ATMs both in Estonia and abroad.
  • With the card, cash can be deposited free of charge in Nordea ATMs in Estonia. The cash deposit day limit in ATMs is 20 000 euros.

Limits that suit your needs

You can use your card to check your account balance and transactions at ATMs. To make sure that your money is secure you might like to set daily cash and usage limits for your card that suit your needs best and not choose any extra functions for it. You can do this easily in the Netbank.

  • Setting your daily cash and usage limits to be smaller than the amount on your account stops unauthorised people from accessing all your money at once from your account if your card is lost or stolen.
  • The card has a daily cash limit for the amount that you can get from an ATM in any 24 hour period.
  • There is also a daily usage limit for the amount that you can use for card payments.
  •  The daily cash limit is included in the daily usage limit.
  • When you get cash in a currency other than euros abroad you will be charged an additional conversion fee of up to 1% of the cash amount that you have taken.
  • You will also have to pay a conversion fee for card payments that you have made in a currency other than euros abroad.
  • You can find more information on the cash withdrawal fees from the price list
Maestro Debit Card
Monthly maintenance fee 1 €
Cash withdrawal
From Nordea ATMs in Estonia 2.50 €
  • From other ATMs in Estonia
  • From ATMs abroad
  • From branch office (except branch offices in Estonia)
1.95 € + 2.5% of the transaction value
Cash deposit in Nordea ATM’s in Estonia 1 Free
Other service fees related to bank cards
Expedited order of a bank card / PIN code 35 €
PIN code replacement 1 €
Card replacement 2 €
Card renewal Free
Closing a card Free
A copy of the receipt for a disputed transaction in Estonia or abroad** 6 €
Unjustified reclaim from transaction in Estonia or abroad** 6 €
Blocking a card because of overdue payments 13 €
Penalty for using a closed or blocked card 65 €
Conversion fee for card transactions made in foreign currency 2% of the amount
Balance enquiry from other bank ATM 0.35 €
1 Cash deposit daily limit 20 000 €
** Additional charges from foreign banks may apply if card transactions made abroad are disputed.

Legal persons who have a current account in our bank can apply for the card.

You can read the terms and conditionsPDF of the card here.  

Your bank card is your electronic wallet. To make sure that your bank card is secure follow these simple principles:
  • Keep the PIN code of your card to yourself alone and never keep it together with the card. The PIN code is your electronic signature when you confirm transactions, so it is very important to keep it secret.
  • When you pay with your card make sure that it is not taken out of your sight.
  • Do not leave your card unattended.
  • When you enter your PIN code make sure that no one else can see it.
  • If you suspect that your bank card may have been used by an unauthorized person, inform the bank immediately and have your card closed.
If you have lost your card, call the bank immediately on the 24/7 service number 1772* / 628 3300 (+372 628 3300 from abroad) to have it closed and to prevent it from being used any further by an unauthorized person.