MasterCard Standard

Trust and honouring your agreements – these are things that matter, wherever you are in the world.

MasterCard Standard, a revolving credit card, is a mark of the trust and mutual understanding between customer and bank.

Advantages of MasterCard Standard

• Up to 50 days of interest-free credit.
  Payment for transactions conducted with a credit card only falls due on the 20^th day of the following month. On the 10^th day of each month, you will be sent an invoice by mail (or an e-invoice in the Nordea online banking environment) listing the transactions made in the previous month. The amount due will be deducted automatically from your current account.

• Credit card and debit card rolled into one.
  A MasterCard Standard credit card combines debit card and credit card functions. The card can be used to withdraw cash from any cash machine in Estonia and at any Estonian bank branch – withdrawals will be posted to your account immediately and are not considered a part of the used credit.

• Cash withdrawal from any ATM in Estonia
  In addition to Nordea ATMs, cash can now be withdrawn from any other ATM in Estonia. Cash withdrawal from other ATMs is 30EEK + 2,5% of the amount.

• ”Free” cash in the Nordic countries, Baltic States, Poland and Russia.
  Cash withdrawals with a Nordea Bank credit card are free for Nordea Bank customers at Nordea ATMs in Finland, Norway, Sweden, Denmark, Poland and Russia.
  
  

General terms and conditions for issue of credit cards

• Applicant must be at least 18 years of age.

• Regular income must be at least 8500 kroons a month (net).

• Perfect payment history.

• If your home bank is not Nordea Bank, we request a statement of account activity for the last six months in order to verify your income.

• You may be asked to present additional identification.