Comparison of MC Gold and Nordea Gold terms and conditions
We have revised its selection of credit cards and MasterCard Gold credit card is no longer in the range of our bank cards. We offer customers who use MC Gold credit card the new Nordea Gold credit card after the validity period of the current card expires.
We have highlighted the main differences between the two credit cards here:
|MasterCard Gold (no longer issued)||Nordea Gold|
|Credit limit||Separate limit for main and additional card; New limit opened automatically at the beginning of the month.||Shared limit for main and additional card. Free limit opens up on account of reimbursement.|
|Possibility to transfer own funds onto the card||No||Yes|
|Possibility to deposit cash in ATM||No||Yes|
|Repayment date||20th of the month||Customer can choose repayment date between 5th and 20th of the month.|
|Repayment sum||100%||Customer can choose repayment amount in share of 10-100% of the used limit.|
|ATM transactions at Nordea ATMs in Estonia||Up to 2000 € a month for free, exceeded amount 0,3%. Debited from settlement account.||Up to 2000 € a month for free, exceeded amount 0,3%. Debited from credit limit.|
|ATM transactions in Nordea ATMs abroad||Up to 2000 € a month for free, exceeded amount 0,3%. Debited from settlement account.||Up to 2000 € a month for free, exceeded amount 0,3%. Debited from credit limit.|
|ATM transactions in other banks` ATMs in Estonia||Service fee 1.3 €. Debited from settlement account.||Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.|
|ATM transactions in other banks` ATMs abroad||Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.||Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.|
|Purchase protection insurance||No||Yes|
|Permanent fees||Annual fee: 96 €.||Monthly fee: 5 €.|
|Interest||As repayment was 100%, then there was no interest. If the invoice was not paid, then consumer credit fine for delay pursuant to legislation was applied.||18 % on unpaid share starting from the payment date of the month following the transaction.|
You can find additional information about Nordea Gold credit card terms and conditions at: www.nordea.ee/golden
Read Nordea Gold credit card terms and conditions and if necessary, consult a bank employee!
You can find the entire Luminor card range on the bank`s homepage: www.nordea.ee/66692.html
If you have additional questions, please contact Customer Support by writing to email@example.com or calling +372 628 3300.
The annual percentage rate is 29,38% on the following (example) conditions: credit limit of 1000 €, the total amount of all the payments made for repayment of the credit and the payments made for covering the total cost of the credit 1166.17 €, unfixed interest rate of 18% a year and monthly fee of € 5.00. The rate is calculated on the assumption that the credit limit will be used immediately and to full extent and paid back in 12 equal payments with equal intervals from one month after starting to use the credit limit.