Comparison of MC Gold and Nordea Gold terms and conditions

Nordea has revised its selection of credit cards and MasterCard Gold credit card is no longer in the range of Nordea bank cards. We offer customers who use MC Gold credit card the new Nordea Gold credit card after the validity period of the current card expires.

We have highlighted the main differences between the two credit cards here:

  MasterCard Gold (no longer issued) Nordea Gold
Credit limit Separate limit for main and additional card; New limit opened automatically at the beginning of the month. Shared limit for main and additional card. Free limit opens up on account of reimbursement.
Possibility to transfer own funds onto the card No Yes
Possibility to deposit cash in ATM No Yes
Repayment date 20th of the month Customer can choose repayment date between 5th and 20th of the month.
Repayment sum 100% Customer can choose repayment amount in share of 10-100% of the used limit.
ATM transactions at Nordea ATMs in Estonia Up to 2000 € a month for free, exceeded amount 0,3%. Debited from settlement account. Up to 2000 € a month for free, exceeded amount 0,3%. Debited from credit limit.
ATM transactions in Nordea ATMs abroad Up to 2000 € a month for free, exceeded amount 0,3%. Debited from settlement account. Up to 2000 € a month for free, exceeded amount 0,3%. Debited from credit limit.
ATM transactions in other banks` ATMs in Estonia Service fee 1.3 €. Debited from settlement account. Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.
ATM transactions in other banks` ATMs abroad Service fee 1.95 € + 2.5% of the sum. Debited from credit limit. Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.
Travel insurance Yes Yes
Purchase protection insurance No Yes
Permanent fees Annual fee: 96 €. Monthly fee: 5 €.
Interest As repayment was 100%, then there was no interest. If the invoice was not paid, then consumer credit fine for delay pursuant to legislation was applied. 18 % on unpaid share starting from the payment date of the month following the transaction.

 

You can find additional information about Nordea Gold credit card terms and conditions at: www.nordea.ee/golden
Read Nordea Gold credit card terms and conditions and if necessary, consult a bank employee!
You can find the entire Nordea card range on the bank`s homepage: www.nordea.ee/66692.html

If you have additional questions, please contact Nordea Customer Support by writing to eesti@nordea.com or calling 1772* / +372  6 283 300.

The annual percentage rate is 29,38% on the following (example) conditions: credit limit of 1000 €, the total amount of all the payments made for repayment of the credit and the payments made for covering the total cost of the credit 1166.17 €, unfixed interest rate of 18% a year and monthly fee of € 5.00. The rate is calculated on the assumption that the credit limit will be used immediately and to full extent and paid back in 12 equal payments with equal intervals from one month after starting to use the credit limit. 

contactless debit card is handier than cash.
featuring your favourite picture or a picture that is special for you.
is a bank card with a unique design
featuring your favourite picture or a picture that is special for you.
is a revolving credit card
with flexible conditions and attractive discounts.
gives you the freedom
to change the amount you pay each month and the payment date whenever you need
This credit card means
world-class service, travel insurance that gives you peace of mind, comfort in business lounges at airports and lots of other bonuses.
With this card you earn valuable points
when travelling or using the card for everyday purchases
With this credit card you can enjoy
the benefits of Stockmann's Loyal Customer Programme combined with the best features of an international credit card.
Do you have a Finnair Plus loyalty card?
Finnair Plus MC is an international credit card with flexible repayment meant specifically for Finnair Plus members.