Comparison of MC Standard and Nordea Credit terms and conditions

Nordea has revised its range of credit cards and MasterCard Standard credit card is no longer offered by Nordea. We offer customers who use MC Standard credit card the new Nordea Credit card after the validity period of the current card expires.

We have highlighted the main differences between the two credit cards here:

 

  MasterCard Standard (no longer issued) Nordea Credit
Credit limit Separate limit for main and additional card; New limit opened automatically at the beginning of the month. Shared limit for main and additional card. Free limit opens up on account of reimbursement.
Possibility to transfer own funds onto the card No Yes
Possibility to deposit cash in ATM No Yes
Repayment date 20th date Customer can choose repayment date between 5th and 15th of the month.
Repayment sum 100% Customer can choose repayment amount in share of 10-100% of the used limit.
ATM transactions at Nordea ATMs in Estonia Free. Debited from settlement account. Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.
ATM transactions at Nordea ATMs abroad Free. Debited from settlement account. Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.
ATM transactions at other banks` ATMs in Estonia   Service fee 1.3 €. Debited from settlement account. Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.
ATM transactions at other banks` ATMs abroad Service fee 1.95 € + 2.5% of the sum.  Debited from credit limit. Service fee 1.95 € + 2.5% of the sum. Debited from credit limit.
Travel insurance No No
Purchase protection insurance No Yes
Permanent fees Annual fee: Gold customer 21€; Silver customer 25.5€; Bronze customer 30€; in case of additional card 30€ Monthly fee: Gold customer 1€, Silver customer 1.20€, Bronze customer 1.40 €
Exemption from monthly fee No Yes, if the purchase sum is at least 400 € a month
Interest As repayment was 100%, then there was no interest. If the invoice was not paid, then consumer credit fine for delay pursuant to legislation was applied. 20% on unpaid share starting from the payment date of the month following the transaction.

 

For more information regarding Nordea Credit credit card terms and conditions, go to: www.nordea.ee/nordeacrediten
Read Nordea Credit credit card terms and conditions and if necessary, consult a bank employee!

You can find the entire Nordea card range on the bank`s homepage: www.nordea.ee/66692.html

If you have additional questions, please contact Nordea Customer Support by writing to eesti@nordea.com or calling 1772* / +372  6 283 300.

 

Nordea Credit credit card annual percentage rate of charge is 26.45% at the following model conditions: credit limit 500 €, the total sum of payments made to repay credit and cover the total cost of credit is 574.48 €, unfixed interest 20% a year and monthly fee 1.4 €. The rate has been calculated on the presumption that the credit limit is applied without delay and in full and is repaid in 12 equal contributions at equal intervals, starting from one month after the credit limit is utilised.
contactless debit card is handier than cash.
featuring your favourite picture or a picture that is special for you.
is a bank card with a unique design
featuring your favourite picture or a picture that is special for you.
is a revolving credit card
with flexible conditions and attractive discounts.
gives you the freedom
to change the amount you pay each month and the payment date whenever you need
This credit card means
world-class service, travel insurance that gives you peace of mind, comfort in business lounges at airports and lots of other bonuses.
With this card you earn valuable points
when travelling or using the card for everyday purchases
With this credit card you can enjoy
the benefits of Stockmann's Loyal Customer Programme combined with the best features of an international credit card.
Do you have a Finnair Plus loyalty card?
Finnair Plus MC is an international credit card with flexible repayment meant specifically for Finnair Plus members.