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Interest Rates

Loan Products interest rates

Nordea euro base rate (Nordea EUR Prime)	1.8 % per 360-days year
Base rate for overdrafts in EEK and EUR	10.95 % per 360-days year

EEK and EUR current account interest rates

Currency
EUR	0,10%

The interest has been provided in the table in percentages for the reporting year (360 days). Interest is calculated on the end of day amount and for the number of actual deposit days.

Credit Card interest rates

Interest rate based on a 360-days year	Ordinary and Bronze customers	Silver and Check in customers	Gold customers
Must - Card Payments	22%	20%	18%
Must - Cash withdrawal	22%	22%	18%
TopeltNeto	22%	20%	18%
BalticMiles	22%
Stockmann	18%
Platinum	12%

Term deposit interest rates

Period	EUR	USD	GBP	SEK	NOK	CAD
1М	0,75	0,20	0,45	1,85	1,80	0,70
2М	0,95	0,30	0,50	1,95	2,00	0,80
3М	1,15	0,45	0,70	2,10	2,20	0,90
4М	1,25	0,55	0,80	2,10	2,30	0,95
5М	1,35	0,60	0,90	2,15	2,40	0,95
6М	1,45	0,70	1,00	2,20	2,50	1,00
7М	1,50	0,75	1,05	2,20	2,60	1,05
8М	1,55	0,80	1,15	2,20	2,65	1,10
9М	1,65	0,85	1,25	2,25	2,70	1,15
10М	1,70	0,90	1,30	2,30	2,75	1,20
11М	1,75	0,95	1,40	2,30	2,80	1,30
12М	1,80	1,00	1,50	2,35	2,85	1,35

The above interest rates are valid for sums from 320 EUR (5 006.91EEK) to 32000 EUR (500 691.20 EEK) or the equivalent in other currencies.
The interest has been provided in the table in percentages for the reporting year (360 days). Interest is calculated for the number of actual deposit days.

Conclude contract via Nordea Netbank

Saving Account interest rates

Currency	For Ordinary and Bronze customers	For Silver and Check-in Customers	For Gold Customers
EUR	0,30 %	0,40 %	0,50 %

The interest has been provided in the table in percentages for the reporting year (360 days). Interest is calculated for the number of actual deposit days.

Conclude contract via Nordea Netbank

Target account interest rates

Period	EUR
6M	1,40
12M	1,80
18M	1,80
24M	1,80
30M	1,80
36M	1,80
42M	1,80
48M	1,80
54M	1,80
60M	1,80

The interest has been provided in the table in percentages for the reporting year (360 days). Interest is calculated for the number of actual deposit days.

Conclude contract via Nordea Netbank

Default interest on consumer credit - 8% per 360-days year*, but not less than contractual interest rate.

* ECB interest rate +7%, but not less than contractual interest rate.
ECB interest rate is the interest rate on the main refinancing operations (MRO), which provide the bulk of liquidity to the banking system. It might change twice a year (1st of January and 1st of July), the change will be announced in Ametlikud Teadaanded (Official Announcements).