- The interest rate is made up of the base rate of 10.95% and an additional margin.
- The margin is set individually and reflects your income and your debts.
Annual percentage rate for the overdraft
For example, when taking an overdraft loan in the sum of 639.12 euros, a floating loan interest of 23% a year, agreement fee 19.17 euros, limit fee 1% of limit a year, the preliminary percentage rate of charge is 24.94% and the total sum of payments to repay the credit and cover the total cost of credit is 728.73 euros.
You can find additional information on annual percentage rates on the website of the Consumer Protection Board.