Pension Fund Interest Pluss by Nordea has a below-average risk level. We recommend this fund for people who will be saving for over 3 years, and who wish to increase the value of their pension assets without risking any significant negative impact on the value of their savings.
Interest Pluss invests up to 20% of the fund’s assets in equities and assets of similar risk. The remainder is invested in bonds, deposits or similar instruments, so the higher-risk and low-risk markets balance each other so that the overall risk level is moderate. If it is necessary and the market situation calls for it, the fund may also invest 100% of its assets in bonds or deposits so as to maintain the value of the assets even during difficult times.
The fund aims for a return that exceeds inflation in the long term, balancing the risks and fluctuations of various markets. The fund is well-suited for saving over a long or medium-term time horizon.